How to Reach Us Without the Runaround

No. We've had meaningful first conversations with pre-seed founders managing $200K and growth-stage CFOs overseeing $30M. The conversation costs nothing. If your situation isn't a fit for our services, we'll say so directly — and suggest alternatives. We've referred people to other firms, to accountants, to self-directed platforms, whatever makes sense for their situation. We'd rather build a reputation for honesty than close a deal that doesn't serve you.

Within one business day. Usually much faster — often within a few hours during business hours. We're four people in Old Montréal, not a call center. Your inquiry goes directly to Marc-Antoine or Nadia — the same people who'll actually manage your account. There's no intake form that gets routed to a queue. There's no chatbot. Just real people reading real messages and responding thoughtfully.

Nothing formal. If you want to share your company stage, approximate capital to discuss, and what prompted you to reach out, that gives us a head start. But a simple "we just raised and don't know what to do with the money" works too. We've started some of our best client relationships from a two-sentence email. You can review our strategy framework beforehand if you'd like context on how we approach different company stages, but it's not expected.

Our standard brokerage fee ranges from 0.45% to 0.85% annually based on account size and complexity. Accounts under $500K carry a minimum annual fee of $3,500. No front-end loads. No back-end loads. No trailer fees. No embedded mutual fund commissions. Full fee schedules are disclosed before you sign anything and visible in every quarterly statement. For comparison, most bank-managed corporate portfolios we audit carry blended MERs of 1.5%–2.0%. Our average total cost is 0.65% — that gap compounds aggressively over time.

Zero. No long-term contracts. No lock-in fees. No early termination penalties. You can leave anytime with written notice, and we'll facilitate an orderly transfer to your designated institution. We earn every quarter or we don't deserve the next one. Our 98% client retention rate over the past four years tells us we're earning it — but the door is always open both ways.

Startups and emerging companies across Quebec — from pre-seed to post-exit. Our case studies span industrial automation, digital health, aerospace composites, creative agencies, and agricultural technology. The common thread isn't industry — it's that these companies have meaningful capital to manage and need a broker who understands operational cash flow, burn rates, and CCPC tax mechanics. We currently serve 120+ emerging company clients with over $340M in assets under administration.

Absolutely — and we prefer it. Tax-aware portfolio construction works best when we're in direct communication with your accountant about CCPC passive income thresholds, RDTOH balances, and SBD clawback triggers. We also work closely with legal counsel during pre-fundraise structuring to ensure treasury documentation meets due diligence standards. We don't replace your existing advisors — we complement them with the brokerage and portfolio expertise they typically don't provide.